In a cash crunch?

Take out a collateral loan with us to help you solve your financing needs.

Use the valuables that are collecting dust to solve your emergency finances.

You can prepay anytime and get your collateral back immediately.

We guarantee lower rates than prevailing consumer credit cards.

Use the proceeds for that home improvement or that vacation.

Checking your rate is free.

  • Free shipping and insurance on all collateral.

  • Accept final loan terms or we send your items back.

  • Fixed monthly payments and prepayment flexibility.

Lender Protection

All investments are extensively vetted before offered, and every transaction has strong credit enhancements favoring the investor.

Aligned Interest

[Butter] not only acts as the servicer on these transactions, but will co-invest in every offering, facing the same risks as investors.

Limited Duration

Investments are expected to be short-term, limited to 12-months financing, irrespective of collateral.

Monitoring

All investors can monitor their performance through the platform. A monthly remittance and statement will be generated for each investor.

No commitments and no credit checks. Guaranteed lower rate than credit cards!